NYC HomeFirst Down Payment Assistance
NYC HomeFirst is a down payment assistance program offered by the NYC Department of Housing Preservation and Development (HPD) that provides up to $100,000 to eligible first-time homebuyers purchasing a 1-3 family home in New York City. The assistance is structured as a forgivable loan — if you remain in the home for 10-15 years, the loan is forgiven entirely. Income limits apply based on household size and area median income (AMI).
Additional Details
To qualify, you must complete a HUD-approved homebuyer education course, purchase a 1-3 family home in one of the five NYC boroughs, and meet income requirements. HomeFirst can be combined with FHA, SONYMA, and conventional mortgages. Contact Nitin Gadura at (917) 705-0132 for help navigating the HomeFirst application.
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(917) 705-0132 — Nitin Gadura