NYC + Long Island Mortgage Calculator

Includes mansion tax, RPTT, mortgage recording tax, NYS transfer tax, FHA MIP, PMI. Generic calculators miss these.

Inputs

Defaults reflect Queens 1-fam median.

Monthly Payment

Total Monthly
$0
P & I
$0
Tax + Ins
$0
MI (FHA/PMI)
$0

Up-Front Closing Costs (NY-specific)

Down Payment$0
Mortgage Recording Tax (1.8โ€“1.925%)$0
Mansion Tax (kicks in at $1M)$0
Title Insurance (~0.5%)$0
Attorney Fee (avg)$2,500
Lender Fees + Origination$3,500
FHA Upfront MIP (1.75%)$0
Pre-paid taxes + insurance escrow$0
Total Cash to Close$0

Loan Lifetime Stats

Total Interest Paid$0
Total of All Payments$0
Loan Amount$0

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